So, you have made it to the final tier of our Membership Plan! You can say that you have reached the cherry on top, the crème dela creme. Entering the Diamond Elite level means you have unlocked the vault of benefits.
Let’s dive right in and see what these benefits are!
Diamond Elite members have a combined household average of $75,000 or more in evolve FCU loans and/or shares. Typically, an evolve FCU mortgage loan will place you in this tier because of the loan amount, but many different loan/share combinations can also qualify you as a Diamond Elite member. Once you are here, you will no longer pay a service fee for making outgoing wire transfers within the U.S.
Diamond Elite members receive a rate incentive of .25% off loans. Does this also apply to mortgage loans? The answer is… yes! evolve FCU’s rate incentives are applicable on all available loans. Additionally, you will receive rate incentives of .25% added to your share certificates and jumbo CD rates. This means that with any of evolve FCU’s 1 – 5year boost term shares containing a balance of at least $500, you will earn your Diamond Elite rate incentive.
This membership plan is truly that of diamond quality.
evolve FCU is proud to be the only credit union in El Paso that offers an annual Patronage Dividend* payout as a thank you to its members. Since 2015, evolve FCU has paid back more than $9.75m to its membership! How does this apply to Diamond Elite? As mentioned previously, Diamond Elite members contribute a minimum of $75,000 to the credit union. This annual member contribution will result in a large dividend payout at the beginning of the following year if the Patronage Dividend* is approved by the Board of Directors. Please note that the Patronage Dividend* is paid out only if certain corporate criteria are met. To learn more about the Patronage Dividend* or to use the payout calculator, click here.
We have traveled the journey through the entire Membership Plan and highlighted the qualifying factors, details, and comparisons between the four tiers. It is essential for each of our members to know and understand their individual plan to optimize their experience with evolve FCU. Review our Membership Plans for a side-by-side overview of each tier and the list of our current rates.
evolve FCU strives to provide our members with the latest, most functional, and convenient capabilities to ensure the highest-quality banking experience. To ensure you are staying up to date with our latest updates, events, and news, make sure to subscribe to receive our emails and newsletter on our homepage. Check our website regularly for service information, announcements, and resources available to you, such as our WhatsUp blog page and loan calculators.
Our eBanking Center is here to assist you Monday – Friday from 8 am - 6 pm with any questions or concerns. Call them at 915.593.5866 and they will be happy to help! Don't forget that our four drive-thru facilities are also open for transactions!
*APY is Annual Percentage Yield. The Board of Directors must approve the distribution of the Patronage Dividend each year. Visit our website at lr.joyerianicaragua.com at the Patronage Dividend icon for Eligibility Criteria. Not all primary members will receive a dividend due to non-qualifying factors. Refer to the Membership Plan – Fee Schedule for fees of all membership plans. Equal Housing Lender. Federally Insured by NCUA.